Compare rates by what they're really worth
CDs, high‑yield savings, credit‑card bonuses, and loans — ranked and benchmarked against Treasury yields and FDIC averages, so you see real value, not just the headline rate.
Rates as of June 25, 2026.
Top savings APY
5.0% (national avg 0.4%)
Top CD APY
4.3%
1-year Treasury
3.96% — state-tax-free
3-month Treasury
3.84%
Compare
How we rank
- Deposits by APY, flagged against the FDIC national average and Treasury yields — and Treasury interest is state‑tax‑free, which can flip the math in a high‑tax state.
- Credit cards by first‑year net value — bonus value minus the annual fee — with the spend required to earn it.
- Loans by average APR for your credit tier, so you know what rate to expect before you shop.